Certification Topics of CIPP-US Exam PDF Recently Updated Questions
CIPP-US Exam Prep Guide: Prep guide for the CIPP-US Exam
NEW QUESTION # 77
California's SB 1386 was the first law of its type in the United States to do what?
- A. Require notification of non-California residents of a breach that occurred in California
- B. Require state attorney general enforcement of federal regulations against unfair and deceptive trade practices
- C. Require commercial entities to disclose a security data breach concerning personal information about the state's residents
- D. Require encryption of sensitive information stored on servers that are Internet connected
Answer: C
Explanation:
California's SB 1386, also known as the California Security Breach Information Act, was enacted in 2002 and became effective in 2003. It was the first law of its kind in the United States to require commercial entities that own or license personal information of California residents to notify them in the event of a security breach that compromises their unencrypted data. The law aims to protect the privacy and security of personal information and to enable individuals to take preventive measures against identity theft and fraud. The law applies to any business or person that conducts business in California and that owns or licenses computerized data that includes personal information, as defined by the law. Personal information includes an individual's first name or first initial and last name in combination with any one or more of the following data elements: Social Security number, driver's license number or California identification card number, account number, credit or debit card number, in combination with any required security code, access code, or password that would permit access to an individual's financial account, or medical information or health insurance information. The law does not apply to encrypted information, publicly available information, or information that is lawfully obtained from federal, state, or local government records. The law requires the disclosure of a breach of the security of the system to any resident of California whose unencrypted personal information was, or is reasonably believed to have been, acquired by an unauthorized person. The disclosure must be made in the most expedient time possible and without unreasonable delay, consistent with the legitimate needs of law enforcement or any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system. The disclosure may be made by written notice, electronic notice, or substitute notice, as specified by the law. The law also requires any person or business that maintains computerized data that includes personal information that the person or business does not own to notify the owner or licensee of the information of any breach of the security of the data immediately following discovery, if the personal information was, or is reasonably believed to have been, acquired by an unauthorized person. The law also authorizes a civil action for damages by a customer injured by a violation of the law and provides that the rights and remedies available under the law are cumulative to each other and to any other rights and remedies available under law. References:
* California Senate Bill 1386 (2002)
* California SB 1386: For the Love of Privacy
* What Is the California Security Breach Information Act?
* California Raises the Bar on Data Security and Privacy
NEW QUESTION # 78
Most states with data breach notification laws indicate that notice to affected individuals must be sent in the
"most expeditious time possible without unreasonable delay." By contrast, which of the following states currently imposes a definite limit for notification to affected individuals?
- A. New York
- B. California
- C. Maine
- D. Florida
Answer: D
Explanation:
According to the web search results from my predefined tool, Florida is the only state among the four options that currently imposes a definite limit for notification to affected individuals in case of a data breach. Florida's law requires that notice be provided within 30 days after determination of the breach or reason to believe a breach occurred, unless delayed by law enforcement or measures to determine the scope of the breach and restore the integrity of the system1. The other states have more flexible or vague terms for the notification timeframe, such as "as soon as practicable" (Maine), "in the most expedient time possible and without unreasonable delay" (New York), or "in the most expedient time possible and without unreasonable delay, consistent with the legitimate needs of law enforcement" (California)2. References:
* Security Breach Notification Chart | Perkins Coie
* State Data Breach Notification Chart - International Association of ...
NEW QUESTION # 79
SCENARIO
Please use the following to answer the next QUESTION:
Cheryl is the sole owner of Fitness Coach, Inc., a medium-sized company that helps individuals realize their physical fitness goals through classes, individual instruction, and access to an extensive indoor gym. She has owned the company for ten years and has always been concerned about protecting customer's privacy while maintaining the highest level of service. She is proud that she has built long-lasting customer relationships.
Although Cheryl and her staff have tried to make privacy protection a priority, the company has no formal privacy policy. So Cheryl hired Janice, a privacy professional, to help her develop one.
After an initial assessment, Janice created a first of a new policy. Cheryl read through the draft and was concerned about the many changes the policy would bring throughout the company. For example, the draft policy stipulates that a customer's personal information can only be held for one year after paying for a service such as a session with personal trainer. It also promises that customer information will not be shared with third parties without the written consent of the customer. The wording of these rules worry Cheryl since stored personal information often helps her company to serve her customers, even if there are long pauses between their visits. In addition, there are some third parties that provide crucial services, such as aerobics instructors who teach classes on a contract basis. Having access to customer files and understanding the fitness levels of their students helps instructors to organize their classes.
Janice understood Cheryl's concerns and was already formulating some ideas for revision. She tried to put Cheryl at ease by pointing out that customer data can still be kept, but that it should be classified according to levels of sensitivity. However, Cheryl was skeptical. It seemed that classifying data and treating each type differently would cause undue difficulties in the company's day-to-day operations. Cheryl wants one simple data storage and access system that any employee can access if needed.
Even though the privacy policy was only a draft, she was beginning to see that changes within her company were going to be necessary. She told Janice that she would be more comfortable with implementing the new policy gradually over a period of several months, one department at a time. She was also interested in a layered approach by creating documents listing applicable parts of the new policy for each department.
What is the best reason for Cheryl to follow Janice's suggestion about classifying customer data?
- A. It will increase the security of customers' personal information (PI)
- B. It will help the company meet a federal mandate
- C. It will prevent the company from collecting too much personal information (PI)
- D. It will help employees stay better organized
Answer: A
NEW QUESTION # 80
Which of the following best describes private-sector workplace monitoring in the United States?
- A. U.S. federal law restricts monitoring only to industries for which it is necessary
- B. Employers have broad authority to monitor their employees
- C. Most employees are protected from workplace monitoring by the U.S. Constitution
- D. Judgments in private lawsuits have severely limited the monitoring of employees
Answer: B
NEW QUESTION # 81
SCENARIO
Please use the following to answer the next QUESTION:
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop.
"Doing your network?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking Questions about my opinions."
"Let me see," Matt said, and began reading the list of Questions that his son had already answered. "It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer Questions about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
How could the marketer have best changed its privacy management program to meet COPPA "Safe Harbor" requirements?
- A. By regularly assessing the security risks to consumer privacy
- B. By receiving FTC approval for the content of its emails
- C. By participating in an approved self-regulatory program
- D. By making a COPPA privacy notice available on website
Answer: C
Explanation:
The Children's Online Privacy Protection Act (COPPA) is a federal law that protects the privacy of children under 13 who use online sites and services. COPPA requires operators of such sites and services to obtain verifiable parental consent before collecting, using, or disclosing personal information from children, and to provide notice of their information practices to parents and the public. COPPA also gives parents the right to access, review, and delete their children's personal information, and to limit further collection or use of such information.1 One way for operators to comply with COPPA is to participate in an approved self-regulatory program, also known as a "safe harbor" program. These are programs that are run by industry groups or other organizations that set and enforce standards for privacy protection that meet or exceed the requirements of COPPA.
Operators that join a safe harbor program and follow its guidelines are deemed to be in compliance with COPPA and are subject to the review and disciplinary procedures of the program instead of FTC enforcement actions. The FTC has approved several safe harbor programs, such as CARU, ESRB, iKeepSafe, kidSAFE, PRIVO, and TRUSTe.2 By participating in an approved self-regulatory program, the marketer in the scenario could have best changed its privacy management program to meet COPPA "Safe Harbor" requirements. This would mean that the marketer would have to adhere to the guidelines of the program, which would likely include obtaining verifiable parental consent before collecting personal information from children, providing clear and prominent privacy notices on its website and emails, honoring parents' choices and requests regarding their children's data, and ensuring the security and confidentiality of the data collected. The marketer would also benefit from the oversight and assistance of the program in ensuring compliance and resolving any complaints or disputes.3 References: 1: Complying with COPPA: Frequently Asked Questions4, Section A2: COPPA Safe Harbor Program3: IAPP CIPP/US Certified Information Privacy Professional Study Guide, page 143.
NEW QUESTION # 82
Which entity within the Department of Health and Human Services (HHS) is the primary enforcer of the Health Insurance Portability and Accountability Act (HIPAA) "Privacy Rule"?
- A. Office of Social Services.
- B. Office of Inspector General.
- C. Office for Civil Rights.
- D. Office of Public Health and Safety.
Answer: C
NEW QUESTION # 83
Which of the following types of information would an organization generally NOT be required to disclose to law enforcement?
- A. Money laundering information under the Bank Secrecy Act of 1970
- B. Information about medication errors under the Food, Drug and Cosmetic Act
- C. Information about workspace injuries under OSHA requirements
- D. Personal health information under the HIPAA Privacy Rule
Answer: D
Explanation:
These are "permissive" disclosures. The covered entity or business associate may refuse. https://www.eff.org/issues/law-enforcement-
NEW QUESTION # 84
What privacy concept grants a consumer the right to view and correct errors on his or her credit report?
- A. Notice.
- B. Access.
- C. Choice.
- D. Action.
Answer: B
Explanation:
Access is the privacy concept that grants a consumer the right to view and correct errors on his or her credit report. The Fair Credit Reporting Act (FCRA) gives consumers the right to access their credit reports from the three nationwide credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months for free. Consumers also have the right to dispute any inaccurate or incomplete information in their credit reports and request that the credit reporting agencies investigate and correct the errors. The FCRA also requires the credit reporting agencies to provide consumers with a notice of their rights and a summary of the dispute process. References:
* IAPP CIPP/US Certified Information Privacy Professional Study Guide, Chapter 2: Limits on Private-sector Collection and Use of Data, Section 2.2: Consumer Privacy, p. 38-39
* IAPP CIPP/US Body of Knowledge, Domain II: Limits on Private-sector Collection and Use of Data, Objective II.B: Identify the privacy requirements for consumer data, Subobjective II.B.1: Identify the consumer rights under the Fair Credit Reporting Act, p. 13
* IAPP CIPP/US Exam Blueprint, Domain II: Limits on Private-sector Collection and Use of Data, Objective II.B: Identify the privacy requirements for consumer data, Subobjective II.B.1: Identify the consumer rights under the Fair Credit Reporting Act, p. 4
NEW QUESTION # 85
Once a breach has been definitively established, which task should be prioritized next?
- A. Determining what was responsible for the breach and neutralizing the threat.
- B. Implementing remedial measures and evaluating how to prevent future breaches.
- C. Providing notice to the affected parties so they can take precautionary measures.
- D. Involving law enforcement and state Attorneys General.
Answer: C
Explanation:
According to the IAPP CIPP/US study guide, the first priority after a breach has been confirmed is to notify the affected individuals, regulators, and other stakeholders as required by law or contract. This is to allow them to take steps to protect themselves from potential harm, such as identity theft, fraud, or reputational damage. Providing timely and accurate notice also helps to mitigate legal liability, preserve customer trust, and comply with applicable laws and regulations. The other tasks are also important, but they are not the immediate priority after a breach has been established. References: IAPP CIPP/US study guide, Chapter 6, Section 6.4.2, page 211.
NEW QUESTION # 86
In 2014, Google was alleged to have violated the Family Educational Rights and Privacy Act (FERPA) through its Apps for Education suite of tools. For what specific practice did students sue the company?
- A. Relying on verbal consent for a disclosure of education records
- B. Making student education records publicly available
- C. Scanning emails sent to and received by students
- D. Disclosing education records without obtaining required consent
Answer: C
NEW QUESTION # 87
A company based in United States receives information about its UK subsidiary's employees in connection with the centralized HR service it provides.
How can the UK company ensure an adequate level of data protection that would allow the restricted data transfer to continue?
- A. By revising the contract with the United States parent company incorporating EU SCCs, as it continues to be valid for restricted transfers under the UK regime.
- B. By allowing each employee the option to opt-out to the restricted transfer, as it is necessary to send their names in order to book the sales bonuses.
- C. By signing up to an approved code of conduct under UK GDPR to demonstrate compliance with its requirements, both for the parent and the subsidiary companies.
- D. By submitting to the ICO a new application for the UK BCRs using the UK BCR application forms, as their existing authorized EU BCRs are not recognized.
Answer: A
Explanation:
The UK company can ensure an adequate level of data protection for the restricted data transfer to the US parent company by using the EU Standard Contractual Clauses (SCCs), which are contractual terms that provide safeguards for personal data transferred from the UK to third countries. The UK GDPR recognizes the validity of the EU SCCs adopted before the end of the Brexit transition period, and allows the UK Information Commissioner's Office (ICO) to issue new SCCs in the future. The other options are not correct because:
* A. Signing up to an approved code of conduct under the UK GDPR is not sufficient to ensure an adequate level of data protection for restricted transfers, as it is not a transfer mechanism on its own.
The UK company would still need to use another appropriate safeguard, such as SCCs or Binding Corporate Rules (BCRs), to transfer personal data to the US parent company.
* C. Submitting a new application for the UK BCRs is not necessary, as the UK GDPR recognizes the existing authorized EU BCRs as valid for restricted transfers from the UK. The UK company can continue to rely on its EU BCRs, as long as they are updated to reflect the UK GDPR requirements and the role of the ICO as the competent supervisory authority.
* D. Allowing each employee the option to opt-out to the restricted transfer is not a valid transfer mechanism under the UK GDPR, as it does not provide adequate safeguards for the personal data of the employees. The UK company would need to obtain the explicit consent of each employee for the restricted transfer, which must be freely given, specific, informed, and unambiguous. References:
* UK GDPR, Chapter V, Article 46
* UK GDPR, Chapter V, Article 47
* UK GDPR, Chapter V, Article 49
* ICO guidance on international transfers
* IAPP CIPP/US Study Guide, Chapter 10, Section 10.3.2
NEW QUESTION # 88
What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?
- A. The ability to receive reports from multiple credit reporting agencies.
- B. The ability to appeal negative credit-based decisions.
- C. The ability to correct inaccurate credit information.
- D. The ability to investigate incidents of identity theft.
Answer: C
Explanation:
, "..Specifically, FCRA mandates accurate and relevant data collection, provides consumers with the ability to access and correct their information, and limits the use of consumer reports to defined permissible purposes".
NEW QUESTION # 89
What consumer protection did the Fair and Accurate Credit Transactions Act (FACTA) require?
- A. Consumer notice when third-party data is used to make an adverse decision
- B. The right to request removal from e-mail lists
- C. The truncation of account numbers on credit card receipts
- D. The ability for the consumer to correct inaccurate credit report information
Answer: C
Explanation:
The Fair and Accurate Credit Transactions Act (FACTA) is an amendment to the Fair Credit Reporting Act (FCRA) that was enacted in 2003. FACTA aims to enhance consumer protection against identity theft and fraud by requiring various measures, such as free annual credit reports, fraud alerts, and identity theft prevention programs. One of the consumer protections that FACTA requires is the truncation of account numbers on credit card receipts. This means that only the last four or five digits of the account number can be printed on the receipt, while the rest must be masked or deleted. This reduces the risk of unauthorized access or use of the account number by third parties who may obtain the receipt. References:
* IAPP CIPP/US Body of Knowledge, Section III, B, 1
* [IAPP CIPP/US Study Guide, Chapter 3, Section 3.2]
* [FACTA, Section 113]
NEW QUESTION # 90
Which is an exception to the general prohibitions on telephone monitoring that exist under the U.S. Wiretap Act?
- A. Call center exception
- B. Inter-company communications exception
- C. Internet calls exception
- D. Ordinary course of business exception
Answer: D
NEW QUESTION # 91
SCENARIO
Please use the following to answer the next QUESTION:
Cheryl is the sole owner of Fitness Coach, Inc., a medium-sized company that helps individuals realize their physical fitness goals through classes, individual instruction, and access to an extensive indoor gym. She has owned the company for ten years and has always been concerned about protecting customer's privacy while maintaining the highest level of service. She is proud that she has built long-lasting customer relationships.
Although Cheryl and her staff have tried to make privacy protection a priority, the company has no formal privacy policy. So Cheryl hired Janice, a privacy professional, to help her develop one.
After an initial assessment, Janice created a first of a new policy. Cheryl read through the draft and was concerned about the many changes the policy would bring throughout the company. For example, the draft policy stipulates that a customer's personal information can only be held for one year after paying for a service such as a session with personal trainer. It also promises that customer information will not be shared with third parties without the written consent of the customer. The wording of these rules worry Cheryl since stored personal information often helps her company to serve her customers, even if there are long pauses between their visits. In addition, there are some third parties that provide crucial services, such as aerobics instructors who teach classes on a contract basis. Having access to customer files and understanding the fitness levels of their students helps instructors to organize their classes.
Janice understood Cheryl's concerns and was already formulating some ideas for revision. She tried to put Cheryl at ease by pointing out that customer data can still be kept, but that it should be classified according to levels of sensitivity. However, Cheryl was skeptical. It seemed that classifying data and treating each type differently would cause undue difficulties in the company's day-to-day operations. Cheryl wants one simple data storage and access system that any employee can access if needed.
Even though the privacy policy was only a draft, she was beginning to see that changes within her company were going to be necessary. She told Janice that she would be more comfortable with implementing the new policy gradually over a period of several months, one department at a time. She was also interested in a layered approach by creating documents listing applicable parts of the new policy for each department.
What is the main problem with Cheryl's suggested method of communicating the new privacy policy?
- A. The policy would not be considered valid if not communicated in full.
- B. The policy might not be implemented consistency across departments.
- C. Employees would not be comfortable with a policy that is put into action over time.
- D. Employees might not understand how the documents relate to the policy as a whole.
Answer: B
Explanation:
Cheryl's suggested method of communicating the new privacy policy by creating documents listing applicable parts of the new policy for each department and implementing it gradually over several months may create confusion and inconsistency among employees and customers. Different departments may have different interpretations and expectations of the policy, and customers may not be aware of the changes or their rights under the policy. This may lead to errors, complaints, and violations of the policy and the applicable laws. A better approach would be to communicate the policy in full to all employees and customers at once, and provide training and guidance on how to comply with it. The policy should also be easily accessible and updated on the company's website and other channels. References:
* Privacy Policy for Health Coaches
* Privacy Policies for Online Coaches
* Privacy Policy - Coaching.com
NEW QUESTION # 92
SCENARIO
Please use the following to answer the next QUESTION :
A US-based startup company is selling a new gaming application. One day, the CEO of the company receives an urgent letter from a prominent EU-based retail partner. Triggered by an unresolved complaint lodged by an EU resident, the letter describes an ongoing investigation by a supervisory authority into the retailer's data handling practices.
The complainant accuses the retailer of improperly disclosing her personal data, without consent, to parties in the United States. Further, the complainant accuses the EU-based retailer of failing to respond to her withdrawal of consent and request for erasure of her personal dat a. Your organization, the US-based startup company, was never informed of this request for erasure by the EU-based retail partner. The supervisory authority investigating the complaint has threatened the suspension of data flows if the parties involved do not cooperate with the investigation. The letter closes with an urgent request: "Please act immediately by identifying all personal data received from our company." This is an important partnership. Company executives know that its biggest fans come from Western Europe; and this retailer is primarily responsible for the startup's rapid market penetration.
As the Company's data privacy leader, you are sensitive to the criticality of the relationship with the retailer.
Under the General Data Protection Regulation (GDPR), how would the U.S.-based startup company most likely be classified?
- A. As a data processor
- B. As a data controller
- C. As a data manager
- D. As a data supervisor
Answer: A
Explanation:
Processor is the answer and correct based on the fact that the EU retailer was collecting consents and sending data internationally to US. The distractor of lack of consent and the instruction somehow implied that it now needs to be adhered to by the processor despite controller EU Retailer messing up should be mindfully sidestepped. Supervisor and Controller are synonymous with both terms used in the GDPR. Data manager is not a term used in GDPR.
NEW QUESTION # 93
......
How to study the IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) Exam
Preparation of certification exams could be covered with two resource types . The first one are the study guides, reference books and study forums that are elaborated and appropriate for building information from ground up. Apart from them video tutorials and lectures are a good option to ease the pain of through study and are relatively make the study process more interesting nonetheless these demand time and concentration from the learner. Smart candidates who wish to create a solid foundation altogether examination topics and connected technologies typically mix video lectures with study guides to reap the advantages of each but IAPP CIPP/US practice exams or practice exam engines is one important study tool which goes typically unnoted by most candidates. Practice exams are designed with our experts to make exam prospects test their knowledge on skills attained in course, as well as prospects become comfortable and familiar with the real exam environment. Statistics have indicated exam anxiety plays much bigger role of students failure in exam than the fear of the unknown. GuideTorrent expert team recommends preparing some notes on these topics along with it don't forget to practice IAPP CIPP/US exam dumps which had been written by our expert team, each of these can assist you loads to clear this exam with excellent marks. IAPP CIPP/US practice test is the best preparation material in the start of preparation.
The CIPP-US certification exam covers a wide range of topics, including the United States' federal and state privacy laws, regulations, and industry best practices. Professionals who hold this certification are well-equipped to navigate the complex regulatory environment and ensure compliance with data protection laws. Additionally, they are recognized as experts in their field, which can enhance their career prospects.
The CIPP-US Exam consists of 90 multiple-choice questions and lasts for two and a half hours. To prepare for the exam, candidates should have a solid foundation in privacy law and regulations, data security practices, and privacy management frameworks. This can be achieved through classroom training, self-study, and practice exams.
2024 New Preparation Guide of IAPP CIPP-US Exam: https://www.guidetorrent.com/CIPP-US-pdf-free-download.html
CIPP-US Practice Exam - 170 Unique Questions: https://drive.google.com/open?id=1kAEg4XzRYwgqprzLuqpzp7v_TxF2lf-x