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Real Estate Licensing Virginia-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Bobby took out a commercial mortgage to pay for his new podcast studio. It is an interest-only loan of $800,000 with an interest rate of 4.5%. How much will Bobby pay in interest over the year?

A) $10,500
B) $3,500
C) $45,000
D) $36.000

2. The purpose of discount points is:

A) to lower the amount due at closing
B) to lower the interest rate over the life of the loan
C) to lower the property value for purposes of tax savings
D) to lock in an interest rate for a specified time prior to closing

3. Who regulates fair housing advertising?

A) HMDA
B) ECOA
C) CRA
D) HUD

4. If a condo owner is selling their unit, which of these documents should they present to a buyer?

A) Loan Estimate
B) Closing Disclosure
C) HUD-1
D) resale certificate

5. An agreement that gives only one broker and the owner the right to sell the property is called a(n):

A) exclusive agency listing
B) open listing
C) net listing
D) exclusive right-to-sell listing

Solutions: