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Insurance Licensing NY-Life-Accident-and-Health guide torrent - New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

Updated: Oct 12, 2026

Q & A: 122 Questions and Answers

NY-Life-Accident-and-Health guide torrent
  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

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About Insurance Licensing NY-Life-Accident-and-Health Guide Torrent

Many years focused on one thing shows. GuideTorrent's study of the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 runs deep — 122 practice questions for the NY-Life-Accident-and-Health exam, with information updated daily.

Insurance Licensing NY-Life-Accident-and-Health Exam Overview:

Certification Vendor:New York State Department of Financial Services
Exam Name:New York Life, Accident and Health Insurance Agent/Broker Examination
Exam Number:Series 17-55 / NY-Life-Accident-and-Health
Certificate Validity Period:2 years (renewable)
Available Languages:Spanish, English
Exam Price:$75 USD
Exam Duration:150 minutes
Passing Score:70%
Exam Format:Scored + Unscored Questions, Multiple Choice
Real Exam Qty:150
Related Certifications:Series 17-52 (Accident and Health Insurance)
Series 17-51 (Life Insurance)
Recommended Training:New York DFS Approved Pre-Licensing Courses
Exam Registration:PSI Services (Official Exam Provider)
Sample Questions:Free Download real NY-Life-Accident-and-Health Guide Torrent
Exam Way:In-person at PSI test centers / Online remote proctored
Pre Condition:Minimum age 18; complete approved pre-licensing education (40 hours); background check
Official Syllabus URL:https://www.dfs.ny.gov/licensing/insurance_licensing

Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation and General Principles20%- Insurance Concepts
  • 1. Risk Management and Insurable Interest
    • 2. Contract Law and Policy Structure
      - New York Insurance Code and Laws
      • 1. Unfair Trade Practices
        • 2. Licensing Requirements and Procedures
          • 3. Producer Responsibilities and Ethics
            Topic 2: Underwriting, Marketing and Sales Practices15%- Application and Underwriting Procedures
            • 1. Risk Classification and Selection
              - Sales and Customer Service
              • 1. Suitability and Disclosure Requirements
                Topic 3: Accident and Health Insurance35%- Policy Provisions and Claims
                • 1. Coordination of Benefits
                  • 2. Eligibility and Enrollment
                    - Health Insurance Basics
                    • 1. Group vs Individual Coverage
                      • 2. Medical Expense and Disability Income
                        - Government Health Programs
                        • 1. New York State Specific Programs
                          • 2. Medicare and Medicaid
                            Topic 4: Life Insurance Products and Provisions30%- Policy Provisions, Riders and Options
                            • 1. Beneficiary Designations
                              • 2. Non-forfeiture Values and Dividends
                                - Types of Life Insurance Policies
                                • 1. Annuities and Retirement Products
                                  • 2. Term, Whole Life, Universal Life

                                    NY-Life-Accident-and-Health Exam FAQ — No Limits

                                    The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 blueprint spans 4 domains — including Life Insurance Products and Provisions (30%), Underwriting, Marketing and Sales Practices (15%), Accident and Health Insurance (35%). Weightings show where the exam concentrates; the full outline above covers every subtopic.

                                    Through the vendor's official registration channels:

                                    The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 is delivered In-person at PSI test centers / Online remote proctored — choose the arrangement that suits you when booking.

                                    $75 USD per attempt, 70% to pass. Every retake bills the full fee, so make practice thorough first — the 122 practice questions for the NY-Life-Accident-and-Health exam at GuideTorrent are the affordable rehearsal.

                                    Delivery is instant — an automatic email within a minute of payment, unlimited installations, and 24/7 customer assisting for downloading or purchasing problems if nothing arrives within 2 hours. If you fail the corresponding NY-Life-Accident-and-Health exam within 60 days of purchase, pick your remedy: a full refund (email a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam; after confirmation, processed within 7 days), waiting for the next updated version free, or a free change to two other equal-value dumps. Excluded: exams within 3 days of purchase, candidate names that don't match the payer, and free or expired products.

                                    Yes:

                                    Training covers theory; interactive practice covers readiness. After any course, rehearse with the 122 practice questions for the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 — every answer expert-verified.

                                    The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 is Insurance Licensing's certification exam for Life, Accident and Health Insurance Agent/Broker License, at the Entry-level / Professional level. It demonstrates verified, job-relevant capability to employers. Related credentials include Series 17-51 (Life Insurance), Series 17-52 (Accident and Health Insurance).

                                    150 minutes for 150 questions. Rehearse the format interactively: the GuideTorrent online engine recreates the test atmosphere, so pacing is trained before it counts.

                                    Yes — a free Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 demo is available to download on our exam page. Evaluate the material yourself; purchases include 365 days of free updates, emailed immediately upon release, renewable at 50% off afterward.

                                    Minimum age 18; complete approved pre-licensing education (40 hours); background check Eligibility rules change from time to time, so confirm the current requirements on the official page (official NY-Life-Accident-and-Health exam page) before booking.

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    Question #1

                                    The following statement refers to which type of clause? "We have issued the policy in consideration of the representations in your application and payment of the first-term premium."

                                    • A. A whole contract clause.
                                    • B. A consideration clause.
                                    • C. A contestability clause.
                                    • D. A concealment clause.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

                                    Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).

                                    Question #2

                                    Which of the following CORRECTLY identifies the favorable income tax treatment afforded to annuities?

                                    • A. Annual earnings are partially income tax exempt.
                                    • B. The entire distribution is taxed at the owner ' s rate of taxation.
                                    • C. Annual earnings are partially income tax deductible.
                                    • D. Gains are taxed only on distribution.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: D  🗳️

                                    Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).

                                    Question #3

                                    What is the primary feature of a Joint Life insurance policy?

                                    • A. It pays the death benefit after the last insured dies.
                                    • B. It insures two or more lives under one policy.
                                    • C. It is designed exclusively for estate planning.
                                    • D. It requires separate premiums for each insured.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

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                                    Question #4

                                    On or after January 1, 2014, employers with no more than 25 full time equivalent employees (FTEs) with average annual wages of less than $50,000 may be eligible for a tax credit of up to how much of the premiums paid by the employer?

                                    • A. 70%
                                    • B. 25%
                                    • C. 50%
                                    • D. 10%
                                    Reveal Solution  Discussion  0

                                    Correct Answer: C  🗳️

                                    Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).

                                    Question #5

                                    Which of the following is a common exclusion from coverages found in accident and health policies?

                                    • A. coordination of benefits
                                    • B. emergency room coverages
                                    • C. chiropractic services
                                    • D. self-inflicted injuries
                                    Reveal Solution  Discussion  0

                                    Correct Answer: D  🗳️

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