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Insurance Licensing Hawaii-Life-Producer Exam Overview:
| Certification Vendor: | Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division / Pearson VUE |
|---|---|
| Exam Name: | Hawaii Life Producer Exam |
| Exam Number: | InsHI_Life01 / OPLife01 |
| Exam Format: | OnVUE online proctored delivery, Hawaii State-Specific section, Test center delivery, Computer-based examination, General Knowledge section, Multiple-choice questions |
| Available Languages: | English |
| Real Exam Qty: | 96 (85 scoreable questions plus 11 pretest questions) |
| Certificate Validity Period: | License expiration and renewal requirements apply; certification validity is not separately specified for the examination |
| Exam Duration: | 120 minutes |
| Passing Score: | 70 (scaled score) |
| Exam Price: | $75 |
| Related Certifications: | Hawaii Life Producer License Hawaii Resident Insurance Producer License |
| Recommended Training: | Pearson VUE Hawaii Insurance Practice Tests |
| Exam Registration: | Hawaii DCCA Insurance Division - Examination Information Pearson VUE Hawaii Insurance Licensing |
| Sample Questions: | ![]() |
| Exam Way: | Computer-based examination at a Pearson VUE test center or through Pearson VUE OnVUE online proctoring. Test-center exam codes: InsHI_Life01. Online-proctored exam code: OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii State section. |
| Pre Condition: | Candidates must be at least 18 years old to be licensed. Hawaii does not require a specific pre-licensing education program or otherwise pre-screen examination candidates. Initial resident producer applicants generally must pass the required examination, complete fingerprinting, and submit the license application. Examination exemptions may apply to certain previously licensed or qualified applicants. |
| Official Syllabus URL: | https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf |
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Hawaii Laws and Rules Pertinent to Life Insurance Only | 12% | - Policy clauses and provisions
- Credit life - Group life
|
| Life Provisions, Riders, Options, and Exclusions | 15% | - Policy riders
|
| Hawaii Laws and Rules Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance | 23% | - Definitions
|
| Retirement and Other Life Insurance Concepts | 8% | - Life settlements - Group life insurance
- Retirement plans
- Life insurance needs analysis and suitability
|
| Completing the Application, Underwriting, and Delivering the Policies | 12% | - Contract law
|
| Types of Policies | 15% | - Annuities
|
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) FAQ: The Useful Parts
The blueprint above spans 6 domains — treat its weightings as a budget. A domain worth 15% of the score earns a matching share of your week, while lighter areas like Completing the Application, Underwriting, and Delivering the Policies get maintained, not marathoned. Walk the full topic list domain by domain, and let the percentages decide where your practice hours land first.
Think of the Hawaii-Life-Producer exam as Insurance Licensing asking for proof, not promises: pass it, and you hold the Hawaii Resident Insurance Producer License - Life Line of Authority certification, a credential at the State Insurance Producer Licensing Examination level. The questions are built to measure applied skill across the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) objectives — the kind employers hire for. It also sits within a broader certification family covering Hawaii Resident Insurance Producer License, Hawaii Life Producer License, so one exam's effort keeps paying into the next.
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The figures in the overview table above turn into strategy once you treat them as a budget: total time divided by total questions is your per-item allowance, and anything costing double gets flagged for a final sweep instead of a mid-exam standoff. Build the habit under a live timer — GuideTorrent's engine sessions enforce one — so the real clock feels like a rehearsal, not a surprise.
Yes. GuideTorrent's free Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) PDF demo contains genuine sample questions with verified answers, so you can judge the quality with your own eyes. Every purchase includes 365 days of free updates, and renewing after expiry costs 50% of the regular price from your member zone. Judge first — material this confident has nothing to hide.
The same 120 expert-written questions ship in all three — you're choosing how you want to live with the material:
- PDF version — the most popular choice: printable, instantly downloadable, ready for handwritten notes anywhere.
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Each version has its own strengths; many candidates mix them — PDF for reading, an engine for timed rehearsal.
Work in passes, not one grind. First pass: untimed, through all 120 questions, marking weak domains against the blueprint above. Second pass: timed engine sessions, reviewing every error the same day while the reasoning is fresh. Final pass: re-test only your flagged items until they stop being wrong. Book the exam when your timed scores hold steady — not when your calendar gets impatient.
The fee shown above is the price of one attempt — and of every retake, at full price. So the passing score is best treated as a floor you clear with margin: work through GuideTorrent practice questions until your timed results sit comfortably above it several sessions in a row, then register. Hours of over-preparation are cheaper than a second registration.
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Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
Except when a statutory exception applies, Hawaii generally prohibits entering into a life settlement contract during what period following issuance of the life insurance policy?
- A. 1 year
- B. 6 months
- C. 5 years
- D. 2 years
Correct Answer: D 🗳️
Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).
Which of the following Annuities has benefits that reflect the investment experience of a separate account?
- A. Immediate
- B. Retirement
- C. Fixed
- D. Variable
Correct Answer: D 🗳️
Which of the following life insurance policies provides a 25-year-old with the most rapid growth of cash value?
- A. Renewable Term to age 65
- B. Life Paid-Up at Age 65
- C. 20-Pay Life
- D. Straight Life
Correct Answer: C 🗳️
Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).
A method of providing life insurance on the husband of a person covered by a life insurance policy is by:
- A. a Spouse Term rider
- B. an Accidental Death and Dismemberment (AD & D) rider
- C. a Guaranteed Insurability Option rider
- D. a Return of Premium rider
Correct Answer: A 🗳️
Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).
An annuity annual report is REQUIRED for which of the following?
- A. Variable annuity once annuitized
- B. Immediate annuities
- C. Fixed annuities once annuitized
- D. Deferred annuities
Correct Answer: D 🗳️
Explanation: Only visible for GuideTorrent members. You can sign-up / login (it's free).
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